External Dental Payment Plan Option

Financing Options

At Willow Creek Smiles, we understand that there are times when your dental insurance doesn’t offer coverage for the services you need or that you don’t want to pay for a treatment all at once, which is why we accept CareCredit and Sunbit. These companies offer financing to help you pay for your treatment in smaller amounts, over time.

CareCredit

CareCredit is used to pay for out-of-pocket expenses not covered by medical insurance. It covers wellness at over 225,000 enrolled providers across the nation.

CareCredit offers term financing options of 6, 12, 18, or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not pay the full amount, interest is charged from the original purchase date.

CareCredit also extends longer-term healthcare financing for 24, 36, 48, or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $1,000 or more may be eligible for a 24 months offer with a 14.90% APR, a 36 months offer with a 15.90% APR or a 48 months offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60-month offer with a 17.90% APR.

You need to apply to qualify. Visit the link below to learn more about the CareCredit service and application process.

Visit CareCredit Apply Today

Sunbit

Sunbit is designed to help you buy what you need without any additional stress. Typically it features 3, 6, or 12-month payment plans but if you're using Sunbit for dental care you gain access to the 18 and 24-month plans. Sunbit offers no hard credit checks, no fees or penalties, with 85% of dental patients approved after just a 30-second application. Down payments are required and APRs range from 0% - 35.99%. Checking your options does not affect your credit score. Get the care you need with Sunbit by applying today, or visit Sunbit to learn more.